We know New York Contractor Insurance

New York City contractors have specific insurance needs. We have tailored solutions.

Our Financial Snapshot


A.M. Best Rating†


Adjusted Operating Income2


Loss Ratio1

Insurance Overview for New York City Contractors

General contractors in the New York metropolitan area face a unique set of liability risks and exposures. That’s why contractor insurance designed for their specific New York City needs is critical. ProSight’s team of experts deliver with New York Free Trade Zone coverage and risk-reduction solutions designed to help their business scale.

Who We Insure

Commercial general contractors, owners, and developers who work on ground up and renovation projects in the New York metropolitan area, subcontracting 70% or more of their work.

Available Coverages

  • General Liability, up to 2/4/4
  • Availability of New York Free Trade Zone Placements
  • Blanket Additional Insured, as required by written contract
  • Lower Industry Conditional Subcontractor Deductible
  • Construction Defect Coverage
  • Expansion of Project Definition for Project-Specific Placements
  • Primary Non-Contributory Coverage
  • Hired Non-Owned Auto Liability Coverage

Value-Add Solutions

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Why ProSight


We deliver underwriting, claims, distribution, and customer service experiences that help drive positive performance.

Focused Distribution

We collaborate with a select group of expert distribution partners to deliver unique value to our customers.


We design solutions to help solve our customers’ business problems and enhance their business operations.

Our Expert

Our Partner

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