Manufactured Housing

Protecting Your Property Against Risk

Upscale manufactured housing needs are very different than other residential communities and ProSight understands that difference. From frequent turnover, seasonal rentals and property damage, we can offer the specialty coverage you need in one package, including solutions to fight fraudulent claims and help protect your properties.

 

Our Focus

Owners and operators of upscale manufactured housing communities (not including campgrounds or temporary trailer parks)

Benefits

Documented Inspections – gives property owners the documentation they need to fight fraudulent claims.

Risk Transfer through Certificates of Insurance  allows communities to obtain properly executed insurance certificates from contractors doing work in their communities that puts the onus on the contractors’ insurers.

Several unique extensions including E&O and contract cancellation for real estate managers, loss lease coverage, utility services (up to $250,000) and removal/repair for abandoned homes.

Ability to add on features to help offer protection from damage or unjustified claims against communities.

The ProSight Advantage

“ProSight” refers to the insurers of ProSight Specialty Insurance Group, Inc. underwriting insurance policies or bonds, which include New York Marine and General Insurance Company, Gotham Insurance Company and Southwest Marine and General Insurance Company. The products and services described herein may not be available in all jurisdictions. Actual coverage is specified by the policies issued. This comparison was prepared based upon information available regarding lead competitors as of October 2018 and is subject to change with periodic updates. ProSight Specialty, 412 Mt Kemble Ave, Morristown, NJ 07960.

Innovative Solutions

From unique products and services to exclusive offerings, we work hard to bring you solutions that go beyond traditional insurance coverage.

Background Checks

Protect your organization and provide a safe place.

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Cyber Suite Coverage

Take a proactive stance in the face of a cyberattack.

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Data Protection

Automated backup paired with enterprise-grade cloud service.

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EPL Coverage

Manage employment practices to maintain success.

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Manufactured Housing Endorsement

Keeping you and your communities protected makes us all sleep well at night.

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Our Partners

ProSight has partnered with Affordable Home Services Insurance, located in Greensboro, North Carolina. Affordable specializes in the Manufactured Housing Industry, offering commercial lines products. Affordable’s staff has over 100 years of Manufactured Housing experience and is licensed in all 50 states. Affordable has producers in most areas of the continental United States and delivers specialty insurance products for MH Dealers, MH Installers, MH Communities including rental, vacant and coastal exposures. Through Affordable Home Services Insurance, we have collaborated on the development of unique solutions to further strengthen our Manufactured Housing niche.

With the right distribution partner, we are able to create innovative solutions that meet the specific and detailed needs of manufactured housing community managers and owners. Propel Insurance is a notable housing expert offering world-class service that’s designed specifically with the manufactured housing community in mind. Over the last decade, Propel’s manufactured housing program has covered more than 2,000 such communities. Together, we have worked closely in building the Manufactured Housing segment and its unique coverage extensions.

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Our Experts

Nicole RoaValue Creation Executive
Meet Nicole
Ian KargNiche Underwriting Manager
Meet Ian