We know Home Builders Insurance

Luxury home builders and remodelers have specific insurance needs. We have tailored solutions.

Our Financial Snapshot

A-

(Excellent)
A.M. Best Rating†

$19.3M

Adjusted Operating Income2

62.5%

Loss Ratio1

Insurance Overview for Custom Home Builders

For general contractors who build or remodel luxury homes, insurance that minimizes risk and helps protect their client reputation is paramount. ProSight understands what’s important and builds a custom insurance solution for both ground up and remodeling work—with exclusive coverages that are part of every policy.

Who We Insure

High-end, residential general contractors who build and/or remodel single family luxury homes for individual unit owners while utilizing subcontractors to perform 70% or more of the work.

Available Coverages

  • General Liability, up to 2/4/4
  • ProSight General Liability Deluxe Enhancement Endorsement
  • Property Insurance
  • Excess Coverage, available up to $5M in limits
  • Availability for Project-Specific Placements
  • Drone Coverage
  • Name Insured vs. Name Insured Cross Suits

Value-Add Solutions

Cyber Suite Coverage
OOPS® Coverage
R.I.C.H. Endorsement
SafetyNow® Workplace Training Portal
Subcontractor Policy Management
EIFS Premise/Operations Coverage
Limited Fungi
Retirement Extended Completed Operations
We rate off of total revenue.
Are you ready to get started? Connect for a quote

Resources

Keep Business Booming with Our Subcontractor Policy Management Solution
Subcontractor Policy Management Read Blog
Construction Leading Loss Drivers View Video
Program at a Glance Download PDF
OSHA Visit Site

Why ProSight

Expertise

We deliver underwriting, claims, distribution, and customer service experiences that help drive positive performance.

Focused Distribution

We collaborate with a select group of expert distribution partners to deliver unique value to our customers.

Differentiation

We design solutions to help solve our customers’ business problems and enhance their business operations.

Our Experts

Jake Morin AVP, Underwriting Read Bio
Curran Emme Underwriter Read Bio

Our Partner

With over 60 years in the construction business, Quaker Special Risk has a deep understanding of the unique challenges luxury home builders and remodelers face to stay competitive, safe, and profitable.

Contact Us

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†Assigned to insurance companies with an excellent ability to meet their ongoing insurance obligations.
¹Excludes 2.5 points of catastrophic losses and other related items.
²Financial results are as of 6/30/21.