Luxury Homes

Builders and Remodelers of Luxury Homes

Luxury homes are built and remodeled from a unique vision with creativity and expertise. For a General Contractor, it is critical to have sharp attention to detail, provide premium service, and deploy operations efficiency. It is equally critical to manage risk through the entire process.

We know that every custom home builder has a unique range of exposures and not all contractors have the same coverage needs. We believe in the power of building truly customized coverage because we are specialists – just like our customers.

Our Focus

  • Residential General Contractors who are building and/or remodeling luxury homes, while utilizing Subcontractors to perform the majority of their work.


  • Proprietary rating structures, which are different from the traditional rating structure the industry use of is not on commonly offered ISO Payroll and Subcontractor Costs.
  • Coverage for qualified General Contractors performing both ground up and remodeling work, and who sub out 70% or more of their work.
  • Includes the Builder’s Bundle, exclusive coverages embedded within your insurance offering included with your insurance premium which includes Obstruction Of Premises Supplemental Coverage (OOPS) Coverage, Data Compromise Coverage, and Background Check Services
  • Claims handling with New York Labor Law expertise.
The ProSight Advantage

“ProSight” refers to the insurers of ProSight Specialty Insurance Group, Inc. underwriting insurance policies or bonds, which include New York Marine and General Insurance Company, Gotham Insurance Company and Southwest Marine and General Insurance Company. The products and services described herein may not be available in all jurisdictions. Actual coverage is specified by the policies issued. This comparison was prepared based upon information available regarding lead competitors as of 2018 and is subject to change with periodic updates. ProSight Specialty, 412 Mt Kemble Ave, Morristown, NJ 07960.

Innovative Solutions

From unique products and services to exclusive offerings, we work hard to bring you solutions that go beyond traditional insurance coverage.

Background Checks

Protect your organization and provide a safe place.

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Certificate Management Services

The nightmare of insurance certificates is over.

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Data Compromise

They say safety is in numbers. Helping you manage fallout.

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Expert Claims Handling

A dedicated approach to claims investigation, evaluation and communication.

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OOPS® Coverage

Made a drastic mistake? You will want this coverage to build you back up.

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Our Partner

We believe that building exclusive partnerships with quality industry experts equates to success for our customers. This is why we teamed up with Quaker Special Risk (QSR). With over 60 years of experience in the construction industry, QSR has created strong business relationships that have stood the test of time and has a deep understanding of the unique challenges contractors face to stay competitive, safe and profitable. QSR shares a common vision of providing dedicated risk management solutions, specifically designed for residential General Contractors through the Luxury Home Builders and Remodelers of Luxury Homes program.

QSR knows that contractors have exposures that require specialized coverage and an in-depth underwriting team that understands the complexities of the industry and the geographic markets they serve. With state-specific knowledge, QSR’s experts aggressively monitor the economic and judicial climates and how they impact customers and their businesses.

Meet Our Team

Erin CullenCustomer Group President
Meet Erin
Jake MorinNiche President of Construction
Meet Jake
Curran EmmeProgram Manager
Meet Curran