We know Home Builders Insurance

Luxury home builders and remodelers have specific insurance needs. We have tailored solutions.

Our Financial Snapshot


A.M. Best Rating†


Adjusted Operating Income2


Loss Ratio1

Insurance Overview for Custom Home Builders

For general contractors who build or remodel luxury homes, insurance that minimizes risk and helps protect their client reputation is paramount. ProSight understands what’s important and builds a custom insurance solution for both ground up and remodeling work—with exclusive coverages that are part of every policy.

Who We Insure

High-end, residential general contractors who build and/or remodel single family luxury homes for individual unit owners while utilizing subcontractors to perform 70% or more of the work.

Available Coverages

  • General Liability, up to 2/4/4
  • ProSight General Liability Deluxe Enhancement Endorsement
  • Property Insurance
  • Excess Coverage, available up to $5M in limits
  • Availability for Project-Specific Placements
  • Drone Coverage
  • Name Insured vs. Name Insured Cross Suits

Value-Add Solutions

EIFS Premise/Operations Coverage
Limited Fungi
Retirement Extended Completed Operations
We rate off of total revenue.
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Why ProSight


We deliver underwriting, claims, distribution, and customer service experiences that help drive positive performance.

Focused Distribution

We collaborate with a select group of expert distribution partners to deliver unique value to our customers.


We design solutions to help solve our customers’ business problems and enhance their business operations.

Our Experts

Our Partner

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