Builders Risk

Stay in the Customized Risk Control Zone

New construction projects continue to climb into the millions, making the need for insurance greater than ever. For contractors and builders, the difficulties of covering exposures for builders’ risks is understood which is why you are provided with customized policies that offer maximum coverage. You are constantly updated with differentiated solutions that cater to the needs of your business.


Our Focus

Residential (1-4 family dwellings), including home builders’ reporting forms
Apartments, condominiums, group homes, and assisted living facilities
Commercial (offices, mercantile, and retail)
Institutional (schools, hospitals, municipal, and correctional facilities)

Your Insurance Options

Admitted and non-admitted coverage countrywide
Comprehensive AAIS coverage forms
All risk – subject to policy exclusions
Flexible policy periods from 3–36 months
Critical CAT capacity for earthquake, flood, and coastal windstorm
Offered on a ground-up (100% written), primary, excess, and quota share basis
Delay in completion coverage available for soft costs, rental income and business income
Project-specific coverages, reporting forms, and installation floater coverages
Dedicated team of experienced underwriters
Quick turnaround

Minimum Deductible

$1,000 Minimum – varies, based on total insured value (TIV) and occupancy class


Up to $25,000,000 per risk (non-CAT) for project-specific risks – varies, based on construction type and occupancy class

Our Partner

ProSight and Safehold Special Risk have partnered to offer the most reliable and affordable insurance for contractors and developers nationwide. One of Safehold’s most successful niche programs, Builders’ Risk, specializes in coverage for commercial and residential construction. Combining Safehold’s and ProSight’s expertise in comprehensive course of construction coverages can help lead to many successful construction projects for builders and contractors.


Meet Our Team

Rob BednarikNiche President
Meet Rob
Ian KargProgram Underwriter
Meet Ian