Business Insurance

Insurance for Restaurants

Hard-to-place property risks require the right insurance solutions.


Insurance Overview

Restaurants Face Severe Property Risks

One cooking fire, blackout, or flooded basement can impact a restaurant’s ability to do business, so having the right property insurance is vital. ProSight offers comprehensive coverage that addresses various catastrophe and non-catastrophe E&S risks of restaurants, including:

  • High Winds
  • Earthquakes
  • Fire
  • Flood
  • Severe Convection
  • Equipment Breakdown
  • Theft of Inventory
  • Prior Claims History

Capacity/CAT Coverage

  • Up to $25M capacity for optimal risks
  • $5M-$10M working line capacity, including critical CAT (Florida wind, California earthquake)
  • TIVs < $1B
  • Full limits, first loss, quota share, buffer/excess
  • ISO and related forms for most offerings

Our Customized E&S Property Approach

ProSight delivers comprehensive insurance solutions through a unique approach that combines three defining attributes for business success.

Underwriting Expertise

by an expert team of creative problem solvers with a collaborative mindset.

Focused Distribution

through wholesaler relationships where we can provide the most value to targeted businesses.

Innovative Approach

that combines unparalleled service, modern risk capabilities, and an emphasis on technology.

Meet Our Experts

Extensive underwriting experience in the E&S property insurance space means we deliver expertise you can count on.


Bill Steinberg, CPCU, ASLI
Senior Vice President, Property

Meet Bill

Stephen Nadeau, CPCU, CIC, ASLI, ARe
Senior Vice President, Property

Meet Steve

Our property coverage is available on a non-admitted basis through selected wholesale brokers.


Policies are issued through licensed E&S brokers and may not be available in all jurisdictions.