Niche Stories

Identifying Red Flags

May 29, 2013
Niche Stories | 2 minute read

One of the biggest benefits that manufactured housing developments have to offer is a sense of community. People from all over the country –many of who have similar interests and lifestyles—gravitate to these communities because of the wonderful friendships that are formed when people share a space together. This is why it can be so infuriating when a tenant neither shares the basic values of the community nor respects other residents’ safety or property. But there are ways to identify potentially toxic tenants whose behaviors or lifestyles present financial, emotional and physical risks…before they move in. And by red-flagging problem tenants, you can reduce insurance risks that stem from destructive or antisocial behavior.

  • You can conduct a criminal background check quickly and with little cost. This will reveal if there are incidents in one’s past or behavioral patterns that could indicate a potentially poor fit for the community.
  • A credit check will provide information about the potential tenant’s reliability and trustworthiness. Past financial difficulties don’t necessarily reflect an individual’s values, but a clean credit history can demonstrate that a person has managed his or her affairs responsibly.
  • By verifying a person’s employment history, you can gain peace of mind that he or she is probably a trustworthy, disciplined individual who has worked hard and wants to enjoy the comforts your community offers.
  • You probably want to know if a potential tenant has a reckless streak? Checking his or her driving record could reveal a tendency to push the boundaries of safety. An occasional speeding ticket is one thing, but a long history of serious infractions can raise legitimate concerns.

It is important to emphasize that different states have different laws regarding the use of these types of background checks, and there are also federal laws that must be adhered to. You should always consult with an attorney and your insurance company to determine what types of searches you can conduct and what in a potential tenant’s past you are willing (or legally obligated) to tolerate.